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Finance
Comprehensive Guide to Bank Holidays in 2025
by sabari on | 2024-12-28 14:14:15 Last Updated by sabari on | 2024-12-28 14:16:27
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Introduction
Bank holidays play a crucial role in our daily lives, impacting everything from
financial transactions to personal plans. For individuals and businesses alike,
knowing when banks will be closed is essential for effective financial planning
and avoiding disruptions. This guide provides a detailed, month-wise breakdown
of bank holidays in 2025, categorized by
national, state-wise, and regional holidays. Additionally, you will find
practical tips to manage your finances during these periods.
Month-Wise List of Bank Holidays in
2025
January 2025
- National Holidays:
- January 1 (Wednesday): New Year
- January 26 (Sunday): Republic Day
- State/Regional Holidays:
- January 14 (Tuesday): Pongal (Tamil Nadu), Makar
Sankranti (Gujarat, Karnataka, Andhra Pradesh)
February 2025
- National Holidays:
- No major national holidays
- State/Regional Holidays:
- February 17 (Monday): Maha Shivaratri (Multiple
states)
March 2025
- National Holidays:
- March 21 (Friday): Holi (North India)
- State/Regional Holidays:
- March 22 (Saturday): Bihar Day (Bihar)
April 2025
- National Holidays:
- April 14 (Monday): Dr. Ambedkar Jayanti, Tamil New
Year
- April 18 (Friday): Good Friday
- State/Regional Holidays:
- April 15 (Tuesday): Bengali New Year (West Bengal)
May 2025
- National Holidays:
- May 1 (Thursday): Labour Day (Observed in Maharashtra,
Gujarat, Tamil Nadu, and more)
- State/Regional Holidays:
- May 9 (Friday): Rabindra Jayanti (West Bengal)
June 2025
- National Holidays:
- No major national holidays
- State/Regional Holidays:
- June 12 (Thursday): Raja (Odisha)
July 2025
- National Holidays:
- No major national holidays
- State/Regional Holidays:
- July 17 (Thursday): Bonalu (Telangana)
August 2025
- National Holidays:
- August 15 (Friday): Independence Day
- State/Regional Holidays:
- August 9 (Saturday): Muharram (Varies by state)
- August 19 (Tuesday): Onam (Kerala)
September 2025
- National Holidays:
- No major national holidays
- State/Regional Holidays:
- September 17 (Wednesday): Vishwakarma Puja (Jharkhand,
Bihar)
October 2025
- National Holidays:
- October 2 (Thursday): Gandhi Jayanti
- State/Regional Holidays:
- October 20 (Monday): Durga Puja (West Bengal, Assam,
Odisha)
November 2025
- National Holidays:
- November 1 (Saturday): Diwali
- State/Regional Holidays:
- November 6 (Thursday): Bhai Dooj (North India)
December 2025
- National Holidays:
- December 25 (Thursday): Christmas Day
- State/Regional Holidays:
- December 31 (Wednesday): New Year Eve (Optional holiday)
Impact of Bank Holidays on Financial
Transactions
Bank holidays can influence various financial activities, such as:
- Delayed Processing:
Cheque clearances, fund transfers, and loan approvals may take longer.
- Inaccessible Services: Bank branches and certain services like locker access
will be unavailable.
- Increased Digital Dependence: Online banking and ATMs see higher usage during
holidays.
Practical Tips for Managing Finances
During Bank Holidays
- Plan Ahead:
Schedule important transactions, such as cheque deposits or bill payments,
in advance.
- Use Digital Payments:
Leverage online banking, UPI, and mobile wallets for seamless
transactions.
- Keep Cash Handy:
Withdraw sufficient cash a day or two before the holiday.
- Stay Updated:
Regularly check holiday announcements for your region to avoid last-minute
surprises.
Please Note:
- This list is based on typical holiday patterns and may
be subject to change. For the most accurate and up-to-date information,
refer to the Reserve Bank of India (RBI) notifications or
announcements by respective state governments.
- Banks in India are generally closed on the second
and fourth Saturdays of each month, as well as on Sundays. If a
public holiday falls on a Sunday, banks may remain closed on the following
working day.
- For state-specific holidays (e.g., Maharashtra, Tamil
Nadu), resources like ClearTax provide detailed, state-wise bank
holiday lists.